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If you buy a laptop online how do you know if it has finance against it?

If i buy a laptop online how do i know if it has finance against it?
When my hubby bought his laptop he was offered finance so i figure some people must finance them. But how do you know if you are buying off someone if they financed it?

I suppose the only thing you may be able to do is ask the seller for the serial number and then phone the supplier to see if it’s still under finance. This’ll only work with companies like eg. Dell or Apple.

Why does it matter anyway? It’s not quite the same thing as needing to find out if a car is still on finance!

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